![]() ![]() Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Not all rates and loan amounts are available in all states. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Loans between $1,500 and $15,000 may be funded online. Your repayment amount must be in the form of cash or certified funds.Ĭalifornia Residents: Loans made or arranged pursuant to a California Financing Law license.We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. **15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. This “hard” credit inquiry may impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. *The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan. ![]() ![]() Under these terms, the borrower would make 48 monthly payments of $178.97, for a total of payments of $8,590.56. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.63% and an interest rate of 28.94% which includes a finance charge of $3,590.56. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. Not all applicants will qualify for a lower rate. The stated APR represents the range of APR’s that may be applicable, subject to state law limits and individual underwriting. ††The stated APR represents the cost of credit as a yearly rate and will be determined based upon the applicant’s credit at the time of application, subject to state law limits. We may also ask to see your driver's license or other identifying documents. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Not all loan types are eligible for loan by phone or online loan closing. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Additional fees may apply to some loan offers some state required and/or permitted fees may be treated as prepaid finance charges. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. †We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |